Stress-Free Financing at INFINITI of South Miami

Over the years, automotive financing has developed a negative reputation. Car buyers often believe it’s difficult and complicated to finance a new or used car. When you shop for your next vehicle at INFINITI of South Miami near Hialeah and Hollywood, you’ll see that vehicle financing can be convenient and stress-free. With our online tools and friendly finance team, we’ve made financing easier than ever before.

The Benefits of New Car Leases

New car buyers have a few choices when it comes to purchasing a vehicle. One of the most popular options is a new car lease. Drivers appreciate leasing for several reasons, but especially for the low monthly payments.

When you lease a car, you are technically entering into a long-term rental. Most leases have terms of either 24 or 36 months, along with annual mileage limits between 8,000 and 15,000 miles. At the end of the lease, you return the vehicle to the dealership and then choose a new one, often with similar lease terms.

The low monthly payment is due to the residual value – the value at the end of the lease. In simple terms, the residual is subtracted from the sticker price, and the remaining value is divided into equal monthly payments. It’s important to follow the terms of the lease to avoid unwanted penalties for mileage overage and excessive wear and tear.

Auto Loans for New & Pre-Owned Cars

Auto loans are also popular choices, especially for drivers choosing used vehicles. Traditional auto loans do not have mileage limits, but they often have higher monthly payments compared to lease payments. Auto loans finance the entire sticker price minus a down payment or trade-in.

Because sticker prices continue to rise, loan terms continue to evolve. It’s possible to get a loan with longer terms like 72, 84, or 96 months – especially for new cars. Used cars usually have terms between 36 and 60 months. Auto loans are available through a variety of lenders, including local banks and credit unions, national banks, and INFINITI Finance.

Making Auto Financing Easy with Online Tools

INFINITI of South Miami makes it easy to get your financing started. Our website has all of the tools you need to apply for financing and explore our specials and offers. We share our financing application so you can complete it from the comfort of your home or office. While you’re on our website, we encourage you to check out our latest incentives, so you can take advantage of special rates and terms for leases and loans on your favorite INFINITI models.

Explore Your Financing Options at INFINITI of South Miami in Miami, FL

The finance team at INFINITI of South Miami is always ready to help make financing a new or used car convenient and stress-free. We invite you to visit our dealership in Miami to learn more about how easy it is to finance your next new INFINITI or reliable pre-owned vehicle.