Getting a luxury vehicle should be exciting, not stressful. At INFINITI of South Miami, we aim to make your path to owning a new INFINITI vehicle simple and straightforward. From your first credit check to signing the paperwork, the team at our INFINITI dealership in Miami, FL guides you every step of the way. We'll explain each part of the process clearly so you can choose the terms that fit your budget and feel confident about your decision.
Bringing your financial documents with you can save you a lot of time at our INFINITI dealership near Hialeah, FL. Even better, our online tools let you handle most of the paperwork from home, so your visit is fast and hassle-free.
Online Pre-Approval: Fill out our secure credit application online to see what you qualify for before you start shopping.
Document Gathering: Bring your driver's license, proof of insurance, and a recent pay stub or proof of income with you.
Terms Evaluation: Our INFINITI finance experts will shop around to find you the best rates and programs based on your credit and needs.
Protection Plans: You can also choose extra coverage like extended warranties or maintenance plans if you want more peace of mind.
Not sure if you should lease or buy? It really comes down to how you like to drive. Leasing an INFINITI is great if you want lower monthly payments and like driving a new car every few years—plus, you don't have to worry as much about long-term maintenance. This is a popular route for people interested in models like the INFINITI QX60 or QX50. On the other hand, buying your next INFINITI at our INFINITI dealership in Miami, FL means you're building equity and there are no mileage limits. If you want to own your vehicle for the long haul—especially something spacious like the INFINITI QX80—financing could be the better fit.
Trading in your current car is a smart way to save money on your next purchase. At INFINITI of South Miami, we'll give you a fair appraisal based on today's market, and you can put that value right toward your down payment. This helps lower your monthly payments—and might even save you some money on sales tax, too.
Our INFINITI finance team in Miami, FL works with lots of local and national lenders to find options that work for you. Whether you want a certified pre-owned sedan or a brand-new luxury crossover, we're here to help make the process smooth. Stop by our INFINITI showroom near Hollywood, FL to chat with our INFINITI finance team, or check out our latest INFINITI inventory online to get started.
What credit score is required to finance an INFINITI vehicle?Our INFINITI dealership in Miami, FL works with individuals possessing a wide range of credit scores. While prime interest rates are typically reserved for higher tiers, we collaborate with multiple financial institutions to find viable loan and lease options for various credit histories.
Can I get pre-approved for an auto loan online?Yes. Our secure online finance application allows you to submit your information remotely, helping our team secure your credit pre-approval before you arrive at our facility.
What is the main difference between buying and leasing?Financing means you are paying toward full ownership of your INFINITI model once the loan is cleared, allowing for unlimited mileage. Leasing means you pay for the vehicle's depreciation over a set term, usually two to three years, with specific annual mileage limits.
How does a down payment affect my auto loan?Providing a larger down payment reduces the total amount of money you need to borrow. This reduction generally results in lower monthly payments, reduced interest charges over time, and a shorter path to positive equity.
